Moza Terms and Conditions


Last Updated: [December 1st, 2024]

Welcome to Moza! These Terms and Conditions (“Terms”) govern your access to and use of our platform and services. By accessing, browsing, or using Moza, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our platform.

1. Acceptance of Terms

1.1 Agreement to Terms:
By using Moza, you acknowledge and agree that you have read, understood, and agreed to abide by these Terms and any other operating rules, policies, or guidelines that Moza may publish from time to time.

1.2 Modifications:
Moza reserves the right to update or change these Terms at any time. All modifications will be effective immediately upon posting on the Moza website. Your continued use of the platform after changes are made constitutes your acceptance of the revised Terms.

1.3 Age Requirement:
You must be at least 18 years old to use Moza. By accessing or using our platform, you confirm that you meet this age requirement.

2. User Accounts

2.1 Account Creation:
To access certain features of Moza, such as purchasing gift cards, you must create a user account. When creating an account, you agree to provide accurate, current, and complete information about yourself. You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities under your account.

2.2 Account Security:
You agree to notify us immediately of any unauthorized use of your account or any other breach of security. Moza will not be liable for any loss or damage arising from your failure to comply with this provision.

2.3 Account Termination or Suspension:
We may suspend or terminate your account, at our sole discretion, for any violation of these Terms, illegal activity, or improper use of the platform. We reserve the right to take any action we deem necessary to ensure the safety and integrity of the platform.

3. Purchases and Payments

3.1 Gift Cards/E-Voucher Purchases:
Moza enables users to purchase gift cards from various brands and services. By purchasing gift cards, you agree to the terms outlined during the transaction process, including pricing, terms of use, and the scope of the gift card.

3.2 Payment Terms:
Payments for gift card purchases must be made via the available payment methods on Moza. We accept various payment methods, which may include credit/debit cards, bank transfers, or other third-party payment processors. You agree to provide accurate and complete payment information.

3.3 Refunds and Cancellations:
All purchases of gift cards are final and non-refundable unless otherwise stated during the transaction process. However, Moza reserves the right to offer refunds or cancellations under specific circumstances, such as fraudulent transactions, technical errors, or where required by law.

3.4 Pricing and Availability:
All prices displayed on Moza are in Nigerian Naira (NGN) or other specified currencies. Prices are subject to change at any time. Moza does not guarantee the availability of any product or service listed on the platform.

4. Intellectual Property

4.1 Ownership of Content:
Moza and its platform, including all content, design, logos, trademarks, and other intellectual property, are protected by copyright, trademark, and other applicable intellectual property laws. You agree not to reproduce, distribute, or otherwise use any content from Moza without express written permission.

4.2 User-Generated Content:
By submitting content to Moza (such as reviews, ratings, or other feedback), you grant Moza a non-exclusive, royalty-free, worldwide, perpetual license to use, modify, display, and distribute that content in connection with the platform.

4.3 Prohibited Use:
You may not use Moza for any unlawful, harmful, or malicious purposes, including but not limited to infringing the intellectual property rights of others, distributing viruses, or engaging in fraudulent activities.

5. Privacy and Data Protection

5.1 Privacy Policy:
Your use of Moza is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the platform, you agree to the terms of our Privacy Policy.

5.2 Data Security:
Moza takes the security of your personal information seriously and uses commercially reasonable security measures to protect it. However, no platform is completely secure, and we cannot guarantee the absolute security of your data.

6. Limitation of Liability

6.1 No Warranty:
Moza provides the platform and services “as is” without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any content or services provided through Moza.

6.2 Limitation of Liability:
To the fullest extent permitted by applicable law, Moza, its directors, officers, employees, agents, and affiliates will not be liable for any indirect, incidental, special, punitive, or consequential damages arising from your use of the platform, including but not limited to any loss of profits, data, or goodwill, even if we have been advised of the possibility of such damages.

6.3 Indemnification:
You agree to indemnify and hold Moza harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the platform, violation of these Terms, or any third-party rights.

7.1 Third-Party Content:
Moza may contain links to third-party websites or services that are not owned or controlled by Moza. We do not endorse or assume responsibility for any third-party content, products, or services. You access these third-party services at your own risk.

7.2 Third-Party Payments:
If you choose to use third-party payment processors, such as payment gateways or banks, for transactions on Moza, you do so at your own risk. Moza is not responsible for the actions of these third parties.

8. Modification and Termination

8.1 Changes to Terms:
Moza reserves the right to modify, update, or revise these Terms at any time. Any changes will be effective immediately upon posting on the platform, and you will be notified of significant changes. You are responsible for reviewing these Terms periodically.

8.2 Termination of Services:
We may suspend or terminate your access to Moza at any time, without notice, if we believe you have violated any part of these Terms or engaged in any illegal activity.

9. Governing Law and Dispute Resolution

9.1 Governing Law:
These Terms are governed by and construed in accordance with the laws of Nigeria. Any disputes arising from or related to these Terms or your use of Moza will be resolved under Nigerian law.

9.2 Dispute Resolution:
Any dispute, claim, or controversy arising from or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of the Nigerian Arbitration Association. The arbitration shall take place in Lagos, Nigeria.

10. Contact Information

If you have any questions or concerns about these Terms or your use of Moza, please contact us at:
Email: [support@moza.africa]
Phone: 08029292877
Address: 18 Olusegun Aina Street, Parkview Estate, Ikoyi, Lagos